Decide how much you can afford to spend on a home before you begin your search. If you look at homes out of your price range, nothing will seem quite good enough. Don't spend more than you feel comfortable with, even if you qualify for a larger mortgage, stick with what you feel is affordable. In fast selling markets, do your research ahead of time. That way, when a house comes on the market, you are ready to make an offer before its too late and the property sells. Ensure you get a mortgage that suits your individual needs. Think about how long you think you want to live in the home and make a mortgage decision that will give you the best terms

Loan Information Loan Amount Number of Years  (Years) Interest % (i.e. 5.25) Annual Tax  (Just estimate) Annual Insurance Result Monthly Principle + Interest Monthly Tax Monthly Insurance Monthly Payment (Non-Mortgage Debt)

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